Tools

What are you trying to work out?

Quick answers

Four short ones that need a figure and nothing else. Each has its own link, so you can send someone straight to the stamp duty answer rather than to this page.

You will get: Total interest, and how little of an early instalment touches what you borrowed.

Rates last reviewed 2026-08-21. TDSR 55.0% · MSR 30% · stress rate 4%.
IRAS — Buyer’s Stamp Duty (effective 2023-02-15) · IRAS — Additional Buyer’s Stamp Duty (effective 2023-04-27) · IRAS — Seller’s Stamp Duty (effective 2025-07-04).
These are calculations against published rates, not advice, and not a substitute for IRAS or your banker.

Every tool, in full

The complete list, including the specialist ones no situation above recommends.

• Can I afford itTDSR, the LTV ceiling, the downpayment, the cash CPF cannot cover, and both stamp duties — chained, not four separate answers
• Buying off the planThe nine stages a developer may bill you for, quoted from the Housing Developers Rules, and what your instalment does at each one
• What owning it actually costsStamp duty, interest, commission and the CPF interest running against your home the whole time — what a sale must clear to return your own money
• What a lease is worthThe table the State itself applies to a lease renewal, all ninety-nine years of it, and what one more year of holding costs
• What the land costEvery Government Land Sales site awarded since 1993 — the winning tender, the rate, how many bid, and every losing bid where HDB published it
• CompareTwo or three blocks side by side, in a link you can send
• Blindspot — six checksWhere the asking price sits, who else will be selling, what land is coming, what could be built next door. A published rubric, not an opinion
• Read a floor planLayout efficiency, what the plan shows about light, and the wall questions for your ID and a QP. Nothing stored
• What has been announced nearbyLive retrieval on any town or project, every claim linked to its source
• What a higher floor is worthMeasured within a building, not across the country
• Rental yieldsFiled rents over filed prices, matched on unit size. Gross, and clear about it

And the lookups behind them

• The price mapEvery block and project in Singapore by psf, labelled by town
• Which flats can start selling, by townThe same MOP question, across every block at once
• What a sale would actually net youThe proceeds waterfall sits on every block page, with your block's own numbers in it
• All four guidesStamp duties, financing, decoupling, renting — complete, nothing gated